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Whether it’s across town or across the country, moving can be a harrowing experience. While in the midst of the moving chaos, your insurance coverage is probably one of the last things on your priority list. However, moving is the perfect time to revisit your insurance policies and make any updates that may be needed.
Contact Your Agent
Depending if you are selling your home or renting it out to tenants, you may need to change or cancel the coverage on your homeowner’s policy. You must take in to consideration things like whether your home will be vacant for any period, as this could leave you without coverage if not handled properly.
Does your new place have things like fences, outbuildings or sheds that may require special coverage? Make sure to talk to your agent about all of these changes to ensure you have the coverage you need.
Update Your Contact Information
Most types of communications sent out by insurers are delivered via postal mail. This can include important information like policy changes and cancellation notices depending on your location. If you haven’t updated your contact information, you could find yourself under or uninsured without even knowing it.
In addition to updating your information, sign up for paperless to ensure you don’t miss any communications during the move. Make sure you have access to all of your necessary policy information.
Moving without updating your information could violate your responsibilities under your policy and leave you without coverage.
Create or Update Your Inventory List
When moving, you are going to pack mostly everything you own. This makes it an ideal time to update your home inventory list or create one if you haven’t already.
Creating an inventory can help ensure that you have sufficient coverage to replace the things you own in the event something is lost, stolen or damaged. Having an up-to-date inventory that is complete with documentation, such as sales receipts or sales contracts, could make processing a claim easier.
Complete an inventory and adjust your homeowners or renters insurance coverage accordingly. It is unwise to wait until a catastrophe strikes to realize you do not have enough coverage to replace your possessions.
Insurance is a valuable investment in your security. With any major life change, including a move, it is prudent to review your coverage and update your information with your agent.
Don't have an agent? Click here to find a Selective agent in your area.
Contact Your Agent
Depending if you are selling your home or renting it out to tenants, you may need to change or cancel the coverage on your homeowner’s policy. You must take in to consideration things like whether your home will be vacant for any period, as this could leave you without coverage if not handled properly.
Does your new place have things like fences, outbuildings or sheds that may require special coverage? Make sure to talk to your agent about all of these changes to ensure you have the coverage you need.
Update Your Contact Information
Most types of communications sent out by insurers are delivered via postal mail. This can include important information like policy changes and cancellation notices depending on your location. If you haven’t updated your contact information, you could find yourself under or uninsured without even knowing it.
In addition to updating your information, sign up for paperless to ensure you don’t miss any communications during the move. Make sure you have access to all of your necessary policy information.
Moving without updating your information could violate your responsibilities under your policy and leave you without coverage.
Create or Update Your Inventory List
When moving, you are going to pack mostly everything you own. This makes it an ideal time to update your home inventory list or create one if you haven’t already.
Creating an inventory can help ensure that you have sufficient coverage to replace the things you own in the event something is lost, stolen or damaged. Having an up-to-date inventory that is complete with documentation, such as sales receipts or sales contracts, could make processing a claim easier.
Complete an inventory and adjust your homeowners or renters insurance coverage accordingly. It is unwise to wait until a catastrophe strikes to realize you do not have enough coverage to replace your possessions.
Insurance is a valuable investment in your security. With any major life change, including a move, it is prudent to review your coverage and update your information with your agent.
Don't have an agent? Click here to find a Selective agent in your area.
